Hi Brodie,
You seem to have added the tax free threshold to the tax payable.
I am in the middle nowhere with just my phone, but tax payable on your 65k income should be about 12k from memory. That 65k to 37k band should addressed, ? Super contribution as well. I'll get back to you tomorrow, when I am not squinting at a 4 inch screen.
Happy to chat, but in the end , a short talk with an accountant advisable. There may be other things going on in your finances which interact with what we have been talking about.
So , I would have thought 138k on the scenario you gave.
cheers
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