Goarmy I think the NAB MOU is pretty solid. We were told at the...

Goarmy I think the NAB MOU is pretty solid. We were told at the preso's that 18/19 steps had been passed and I imagine they were pretty rigorous. NAB IMO would not be going that far unless they saw something that was going to add significant value to their business, but, probably more important, given the issues the banks have had with fin planning, its the regulatory compliance that IAM can bring to the table. That, and along with KLIP, the real time management of how the business is travelling, I think they are probably more committed than we know, AIMO of course, but I simply don't believe that NAB would come this far and not have a plan for implementation in place so long as the trials hit their mark. DB