Thanks Womby. Just bringing some sobering thoughts to the bnpl fad bubble. Remember bnpl only adopted mostly by low and no income types. Think unemployed, low income families and kids in their teens and twenties living with mum and dad.
People using it to buy groceries just to get by. Thats unsustainabale and not only creating consumer debt traps but a lot of this will blow back on the company. Waves of defaults. We are in a recession, govt payments being wound down, competitors entering...shrinking pool of customers. Not to mention the bad media coverage as you could call this a type of sub prime predatory lending.
I cant imagine having all these payment instalment after buying a bunch of stuff at several different shops... what a mess.
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