Three very real factors that will see profits collapse at IAG.1)...

Three very real factors that will see profits collapse at IAG.
1) Immediate and significant collapse on a wholesale level in traditional new vehicle sales across Sydney and other urban areas. Commodores and Falcons are Gonski in the sales stakes, top sales heads are jumping ship across the board as the money is nowhere to be found with FORD or HOLDEN. Anybody who is anybody is already at TOYOTA or HYUNDAI!
2) This change to TOYOTA and HYUNDAI for the new family car will see an equally proportionate change in insurance habits as these cars can be insured by anybody and NRMA will be the nore costly of the players they can choose from. NRMA cannot compete on the smaller rice burner markets, they are too costly and the buyers already having the impetus to change car buying patterns will lead onto newer insurance options.
3) Bad pubilicity, the MTA is responsible for the employment conditions of 1 in 9 people employed in this country. NRMA is on the top of their hitlist, this is costing them a fatal level of bad press in the industry.

IAG is your worst enemy in my opinion but what do I know!