I don't think Apple/ANZ integration is a fair comparison to what Sezzle is working on in the USA, detailed below.https://assets.ctfassets.net/6d085vujy22q/4Jh6q37iXT8bli4DJKau3Q/ebe15257fc5e0cf307a7ffce411d0320/Q1_2024_Earnings_Call_Transcript.pdf