share price to fall fifty percent

I think bendigo share price will fall by about 50% because as bank interest rises then investors will expect larger dividends. Bank earning will fall as there are more housing defalts, the banking sector in australia is allowing for 6 times the defalt level and this is across the board.
We are preparing for a housing crash.
SOME AND I mean SOME blue chip properties will not suffer as much, but the housing prices will run south before long, Adelaide in particular will collapse as sydney investors start buying affordable blue chip properties in sydney for the same price as a dump in adelaide.

Young people are leaving south australia in droves due to the crazy housing prices and in 20 yrs 60% of the population will be over 60 this means there is a double edged sword. People need homes now but cant afford them but if homes are built now then in 20yrs there will be an over supply.
The south australia governments, and others have their hand in the honey pot, only interested in capitalising on over inflated housing prices.

Investors will require properties to be postively geared like the america. The lies that realestate agents have told us will come to light. I warned eveyone 4years ago but who am I.
This scenario will effect manny banks.