ZIP 0.36% $2.79 zip co limited..

You are confusing provisions with bad debts written off…bad debt...

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    You are confusing provisions with bad debts written off…bad debt write off 3q is 2.3 percent and 2q is 3.4 percent and Rev 3Q is 6.2 percent…where did you get 81 percent bad debts….provisions are required even on good loans
 
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