Superwooly,
Just the personal finance lenders as the competitors at this stage, i.e. Money3. However in saying that they all could be thrown in as competitors in a certain sense especially if CCV were to pull the BNPL trigger. I think it is really good to see lines of communication occurring as past years it has been a barren desert.
As Hosh has pointed out if confidence can be rebuilt and the value of the great underlining business story sold to investors then this business has a long way to go.
Shareholder Survey, page-7
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