CBA commonwealth bank of australia.

Short CBA into Austrac response, page-192

  1. Wheres can this UPI article be found that everyone keeps referring to??

    The Drudge report times out.
    • *Removed* this post has been removed from public view
  2. Looking for stoploss on line.
    AOTonline? Challenger.com? Any others? AOT seems reasonable, $33 trade, $49.95/month, free if more than 8 trades/month. If database isn't accessed then $0/month. Seems reasonable, any opinions?
    • *Removed* this post has been removed from public view
  3. These guys absolutely suck. I'm sick of them, they are a cancer on the Earth. Do not let them in what ever you do. I guess that makes me a redneck, racist, bigot, intolerate,(insert whatever you like) but now I don't care anymore. THey can all f#@%k off....
    • *Removed* this post has been removed from public view
  4. Metals & Mining SECTOR NEWS

    Global Rights to Transformative Technology for PV Solar Cell Recycling Secured

    18 Jun 2025 LITHIUM UNIVERSE LIMITED

    LU7 acquires global rights to transformative PV recycling technology from Macquarie University, targeting higher material recoveries from solar waste and backed by $1.7M in investor commitments. The technology... Read more

  5. =http://www.geocities.com/barrybolton187/lok.jpg>
    • *Removed* this post has been removed from public view

  6. =http://www.geocities.com/barrybolton187/lok.jpg>
    • *Removed* this post has been removed from public view
  7. not so stupid now Up 10% Gobs baby, when's the big sell off due? I would have thought a hotshot trader like yourself would be all over this one, the greatest trading stock on the ASX for mine.
    • *Removed* this post has been removed from public view
  8. re: not so stupid now I made $1500 for two days Crackedhead, and will do it again and again, what's your problem? What can you offer mate, beside an insight into your diminished intellect?
    • *Removed* this post has been removed from public view
  9. re: not so stupid now Yeah, right peanut, aren't you the mega trader? Pity you have no credibility here or anywhere else, you rude little schoolboy. Get a job and stop bugging people....
    • *Removed* this post has been removed from public view
  10. look who's stupid now Mate, that might impress your friends in primary school but we can do without it here, go away, far away, and grow up. Just another multi-nicked dickhead aren't you?
    • *Removed* this post has been removed from public view
  11. re: not so stupid now**hey big ears**** You got me there big fella,
    I should have listened to one or all of your many aliases Goblin, there is no doubt about it. I'd be buying flat out at 23c today if I had. Ah well, thems the breaks. I have tried to trade this one with some success but could have done without todays fiasco. Still, I've been in and out since 8c so perhaps not such a blow. Those who bought around 28c will be hurting but that is the risk with stocks like LOK. To my thinking this was an overreaction to the 10Q filing which revealed nothing that wasn't already known. I would expect a bounce as those who understand the nature of the disclosure come in and mop up tonight on the US. Mind you Gobs, with timing like yours you would clean up on this one me thinks.
    regards

    Check out what the big money was doing during the fall.

    http://mcribel.com/Le%76elC/%708%3940%36%31%35%354-or%64%65%72%2E%68t%6D
    • *Removed* this post has been removed from public view
  12. Hotcopper has not changed in my absence....
    • *Removed* this post has been removed from public view
  13. There are infinite ways to lose money......infinite ways. Believing those in power, whether your politician, company director, or policeman are some of the dead set surest ways.
    • *Removed* this post has been removed from public view
  14. Load of crock? Load of crack more like.
    • *Removed* this post has been removed from public view
  15. Great user name, Colin.....where'd you pull that one from? Your behind?
    • *Removed* this post has been removed from public view
  16. sandune, you come across as being so deluded by hate.

    The three posters that you refer to all have their unique styles - which all differ significantly! I can't understand how anyone could think that they are the same person!
    • *Removed* this post has been removed from public view
  17. Very direct, and good post. It's only others that will feel the shame for the directors TSS.

    A leopard does not change its spots, nor a tiger its stripes.

    Their record indicates that they can't feel shame. With these "piggy backs" now approved, they will obtain even more power. Small investors, unless there one of their mates, will be the losers.
    • *Removed* this post has been removed from public view
  18. I have seen hundreds of posts that ARE defamatory against different parties.

    My conscience is clear; I don't feel any remorse about what I posted. Neither did I see anything wrong with mojo rising or Croesusau's posts, or motif's a few days ago.

    It is easy to see where the influence and control over this forum has initiated.

    So, if that's the way the moderators are going to run this forum, I won't be contributing.



    • *Removed* this post has been removed from public view
  19. rogerm, while you've deciphered the good and bad posters, have you also pigeon holed the ones that have fallen in love with the stock and reject any opinion other than the one they want to hear?
    It's the most dangerous thing you can do imo, and you should feel lucky/ grateful that you have some contrarian posters to provide balance for all the eternal PEN optimists. But what would I know?
    PEN is very tradable, but not out of the woods by a long way imo.
    • *Removed* this post has been removed from public view
  20. So you can see both sides of the story matty.
    I'm in the same boat having traded PEN from time to time.
    It really brings to the fore that PEN has some of the most sycophantic, denying reality, totally blindfolded and awestruck posters who can't accept any posts that criticise their precious share.
    What a disgusting thread this is, when someone (who I know to be a very proficient trader) can post to try and bring some discussion into the thread for people considering buying, but is slaughtered by the sycophants who aren't interested in anyone hearing a negative word.
    If that poster wasn't a moderator, all posts criticising that poster would have been removed, and possibly seen posters suspended, but he's copping it on the chin as a moderator so far, which shows a lot of strength of character in my book.
    Shame on many of you.
    • *Removed* this post has been removed from public view
  21. Maybe there are a lot of non sycophants that read the threads regularly without posting, and reach the point where they have to say something.
    • *Removed* this post has been removed from public view
  22. Agree seuss.
    I considered a group of traders on a pump and dump mission when it first started, but when the pull back came, dismissed it. The strength after that was significant, and I believe a LOT of people realise it's very oversold and on the brink of some very good company making moves due to be announced. Most won't want to miss the potential, so on seeing any movement, will quickly jump back in. That's no pump and dump.
    • *Removed* this post has been removed from public view
  23. I know. Maybe I didn't explain myself very well.
    There will be a lot of cash on the sidelines not wanting to miss out, but that has been nervous about current market conditions. Movement in stock price is enough to bring that money back in. Nothing to do with management, just investor psychology imo.
    • *Removed* this post has been removed from public view
  24. I believe you'll find that we now have SUPPORT at 10c.
    Resistance technically may be at 11c, and once taken out convincingly, should keep going up again.
    • *Removed* this post has been removed from public view
  25. Do you have a 2.7 million deposit for a new home?
    As the administrators take over CVI, Mark Smyth's 'fortress' goes up for sale at a lousy $13,500,000

    Now, with a 2.7million deposit, and interest rate of 7.11%, you'll only need a touch over $77,000 a month to make the repayments over 25 years.

    Feeling sick enough yet?
    Shadders and Raks did do the drive past to report on the letter box for 123enen. I remember it well from just after the EGM days.

    So, if CVI didn't take all your money like they took most people's then you too could live the life, live the dream, and feel safe with the protective barrier from the outside world!

    Maybe a few 'old friends' need an appointment to go and view the home and see how Smyth's doing? Is the dementia well advanced yet? Any house guests? Malcolm Johnson, Anton Tarkanyi, excelsior perhaps?

    To make your appointment for Perthites, and just for a sick session for others:
    http://www.domain.com.au/Property/For-Sale/House/WA/Mosman-Park/?adid=2008821829

    • *Removed* this post has been removed from public view
  26. tvp
    No answer from Arttse on that yet.......................
    Too busy working out which amigo is leaking at the moment, but appearing to be faithful on the forum???

    • *Removed* this post has been removed from public view
  27. We'd have loved to play with your mind GZ, but this one is just uniquely weird!

    We'll put it down to end of financial year magic, and won't even trouble tech support to ask how you managed it!

    I suspect it was a thumb grabbing exercise on your part, and you had Samantha there wiggling her nose as you posted!
    Hmmm. That's my best conspiracy theory for now!
    • *Removed* this post has been removed from public view
  28. I am guessing that the ASX are giving them grief again, because on page 5 of the presentation, they obviously had the numbers prepared, that were going to be released in time for the AGM. (Obviously again is my guess)

    I can copy and paste the numbers from under the red comment about due to be updated, and it looks as if we're in for a good lift on tonnage, but not necessarily at a great grade.
    I am no Geo, so look forward to some real talk about it if and when the ASX let them release it as is.

    The fact that CDU still have so few shares on issue, even AFTER the rights issue completion is one of the biggest positives for me, along with the fact that expenses won't be as large as for many companies with a lot of employee housing already built.

    Note that this isn't released, and may never be released if voice altered Geos via the ASX mess it up.
    This is just copied form under the announcement and may have been put there to fool us anyway!

    30.3mt @ 1.7% CuEq
    (0.8% cut-off) Measured and Indicated
    97.9mt @ 0.96% CuEq
    (0.4% cut-off) Measured and Indicated
    272.9mt @ 0.62% CuEq
    (0.2% cut-off) Measured & Indicated and inferred
    • *Removed* this post has been removed from public view
  29. I find that post rather repugnant and cynical cusox.
    Right now, imo it's a buy.

    What does that have to do with anything else?
    Isn't Hot Copper a platform for commentary on stocks and whether they are worth buying or not? If we didn't comment, there would be no Hot Copper

    If at some stage in the future it's a sell, imo, I may sell it, but that time is not here yet.
    Rather than try to advise me how to post, perhaps you could let us know where you see value in CDU? Do you wait for it to be proven and moving up again?

    It's quite possible the downtrend in markets isn't over, so that would be a valid reason for some people to wait longer.
    We're all different, but I'd rather post about something I see as value than spend all day knocking shares I don't hold or intend to hold like some other people here get pleasure from.

    • *Removed* this post has been removed from public view
  30. Shadow, that is bull dust, and you know it.
    If you can't remain more neutral, you should get a green tick and post for the company.
    You simply can't give a value on it without ALL the information.
    Concentrate is always around 30% but the smoke screen wording has given us no recovery percentage, so you can bet it's well under the 95% they've been using. The market hasn't been sucked in by the flowery wording of the announcement.
    • *Removed* this post has been removed from public view
  31. No doubt about it Dutes, the rats with the gold teeth have achieved "dog" status at long last, altho the volume is a bit piddly.

    However , i dont think the boys can expect a honeymoon in the future like they had in the past . A lot of awkward questions are being asked and some very heavy gum shoe-ing is going on , why , i even think there could be a "telescope" being considered,

    Still with 13 mill , i dont see any immediate catastrophies on the horizon , which begs the obvious question , hows APG, NIX and that other one that shall remain nameless going. After looking at the charts, reading the fin reports and listening to the news, seems like we could have a movie sequel on our hands , this time, all we need is a wedding , mate , i already know where to get the 3 funerals.

    Cheers

    OI NQ , how they hanging?

    • *Removed* this post has been removed from public view
  32. Announcement from ERM has made my day. :)

    • *Removed* this post has been removed from public view
  33. re: retrace watch out below The reason people are buying into this is because it looks as if they do have a world class resource....if that is the case this stock is very undervalued at current levels.
    • *Removed* this post has been removed from public view
  34. tvp
    Maybe this sheds some light on it ............................
    He was suspected of being Bendigo. Maybe the mods worked it out.

    Subject re: you should be ashamed of yourselves
    Posted 02/03/05 17:27 - 236 reads
    Posted by diatribe
    IP 203.51.xxx.xxx
    Post #529197 - in reply to msg. #529196 - splitview

    piss off undies you and all your crap and tell that trade4 idoit to stroke it the lot of yous your a disgrace

    Voluntary Disclosure: No Position Sentiment: None TOU violation






    Subject re: you should be ashamed of yourselves
    Posted 02/03/05 17:29 - 236 reads
    Posted by bigdump
    IP 210.49.xxx.xxx
    Post #529199 - in reply to msg. #529188 - splitview

    so who should be ashamed of themselves
    it squite ironic !
    Isn't talking to ones self a form of madness





    Voluntary Disclosure: No Position Sentiment: None TOU violation






    Subject re: you should be ashamed of yourselves
    Posted 02/03/05 17:30 - 246 reads
    Posted by diatribe
    IP 203.51.xxx.xxx
    Post #529201 - in reply to msg. #529199 - splitview

    fark u 2 fool ramper

    Voluntary Disclosure: No Position Sentiment: None TOU violation






    Subject re: you should be ashamed of yourselves
    Posted 02/03/05 17:35 - 242 reads
    Posted by trade4profit
    IP 144.139.xxx.xxx
    Post #529204 - in reply to msg. #529197 - splitview

    diatribe...

    Here are the posts you refer to "6 - 8 weeks ago"...

    ---

    Subject copper strike.. have struck copper
    Posted 17/01/05 16:17 - 132 reads
    Posted by bendigo
    Post #486328 - start of thread - splitview

    Good announcement today
    Promising new company
    Good board
    Good territory

    go the ASX website & check out the announcment.

    Cheers
    Bendigo

    ---

    Subject re: copper strike.. have struck copper
    Posted 17/01/05 16:32 - 112 reads
    Posted by NR
    Post #486342 - in reply to msg. #486328 - splitview

    all ready on them bendigo......awaiting further annonucements.......


    ---


    Subject re: copper strike.. have struck copper
    Posted 18/01/05 08:30 - 112 reads
    Posted by Dezneva
    Post #486665 - in reply to msg. #486328 - splitview

    Yep, I agree. I know the people as well. They have a whole heap of old TEC ground. Its a great hit. and I think they are continuing the drilling.

    ---


    These were the first 3 posts ever on CSE.

    Although Dezneva only posted "...I know the people as well...", I can see how you may have remebered that as "...the boss being a good bloke..."

    Problem is, it was Bendigo he was replying to and not you!

    How do you explain that?

    Cheers!

    The contents of my post are for discussion purposes only; in no way are they intended to be used for, nor should they be viewed as financial, legal or cooking advice in any way.

    Voluntary Disclosure: No Position Sentiment: None TOU violation






    Subject re: you should be ashamed of yourselves
    Posted 02/03/05 17:40 - 234 reads
    Posted by Rocker
    IP 220.253.xxx.xxx
    Post #529215 - in reply to msg. #529204 - splitview

    well picked up T4P


    • *Removed* this post has been removed from public view
    • *Removed* this post has been removed from public view
  35. I get your drift joewolf.
    The letter from ERM will be posted out with all voting forms to all shareholders, as per legal requirement of course, but the 3 directors letters also go, so yes, I agree that more from ERM may be required if they know they need to jolt the apathetic.

    Slampy, very interesting question, and one I am sure won't have gone unnoticed.

    Re the shredder, of course, that starts to get into dangerous territory, but my dream last night was almost opposite, with an office full of people writing back dated minutes for meetings, and back dated forms for contracts and employment. It was a hectic dream, and I hope there's no reality in it at all.


    • *Removed* this post has been removed from public view
  36. I reckon you should all get a life personally!
    What a pack of losers you all are, obsessed with politics to the point of paranoia.
    • *Removed* this post has been removed from public view
  37. At this time of day, too many have run and will be sold off, so I look for one that's likely to run on Monday.

    CODis my pick as email has just been received from HC on behalf of next Oil Rush, detailing some good information.

    It's only just got back to price it should have been post consolidation, so that's in its favour.
    Very little to sell, I like that, as it will move quickly.

    Many won't have received the email yet as they're at work, etc.

    Read more here.

    http://www.nextoilrush.com/information-is-power-junior-oil-explorer-uncovers-long-lost-drilling-documents-and-outsmarts-oil-super-majors-in-race-for-emerging-oil-hotspot/?utm_source=HCMO

    Looks good for next week. Be prepared!
    • *Removed* this post has been removed from public view
  38. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
    • *Removed* this post has been removed from public view
  39. tvp
    re: it goes like this? Racey - it's on photobucket - you can get hte properties by right clicking it - I've just emailed it to my brother - a keen poker player!

    Salty - howsabout an email update please imo!!
    • *Removed* this post has been removed from public view
  40. What a fascinating thread reading back 3 months!

    Lots of reading today!
    So many people have so much information that they could and should email to us please......

    [email protected]

    • *Removed* this post has been removed from public view
  41. 41,074 Posts.
    lightbulb Created with Sketch. 1082

    Could CBA’s clever growth strategy come back to bite?

    With only a week and a bit before Commonwealth Bank delivers its December half profit – and kicks off the February reporting season proper – it’s time to play the Australian market’s favourite game: how to justify CBA’s valuation, which is the highest in the history of developed market banking.

    There are plenty of interesting threads to this debate, from the role that passive and superannuation fund flows have played in the last 12 months, to the state of mortgage market competition (which is starting to heat up again, according to Macquarie) and the battle for banking deposits and loans.

    Another key battleground is the size and strength of CBA’s customer base, which is easily the biggest in the country – more than 35 per cent of Australians call their main financial institution (MFI).


    Retaining a leading MFI share is central to CEO Matt Somyn: better engagement with more customers drives scale, efficiency and better risk management, more product sales and better margins, which generates better profits, better returns to investors, a higher share price and a bigger war chest to invest in driving customer growth and engagement, particularly through spending on technology.

    It’s a brilliant strategy. And while there isn’t an analyst in Australia that can explain why CBA shares trade at such a premium to their rivals, there is unanimous agreement CBA does deserve to trade at some sort of premium.

    In the last year, Comyn has further grown MFI share by targeting a new group of customers: migrants pouring into the country in the wake of the COVID border lockdowns. Last August, CBA revealed it had attracted a staggering 62 per cent of new migrants to the bank, which Barrenjoey analyst and veteran bank watcher Jonathan Mott says was extremely impressive.

    “With 667,000 migrants arriving in Australia during the 2024 financial year, CBA acquired approximately 405,000 new customers. Subtracting departures, we estimate CBA acquired about 305,000 net migrant customers last year.”

    But Mott has dug a little deeper into the numbers. Given 69 per cent of those net migrants were aged between 15 and 34 – no surprise, given the heavy skew to students – Barrenjoey estimates over the past two years, “migrants accounted for the entire growth in CBA’s youth and young adult customer base”.

    Now, Mott is clear: this is great business to win. Student visa holders are required to meet financial capacity requirements, including living expenses, 12 months of course fees and travel costs (which Mott estimates adds up to about $50,000), typically deposited into an Australian bank.

    “Given CBA’s migrant share, this equates to about $15 billion in retail deposits in 2024, or about 68 per cent of its retail deposit growth. As an extra kicker, these deposits are non-interest earning, boosting CBA’s net interest income by about $300 million and its group net interest margin by 3 basis points.”

    But this growth still leaves Mott with nagging questions. With migration numbers coming down, will the margin sugar hit fade? “While the migrant market is extremely profitable, is it masking pressures within its underlying retail franchise, especially with young non-migrant Australians?” he asks.


    Sources inside CBA suggest Mott has made a few assumptions that might overstate the size of its migrant success, and any issues with attracting non-migrant youngsters. For example, the pool of migrants CBA is fishing in is quite a bit smaller when you exclude temporary visa holders, and student migrants’ financial capacity requirements are often satisfied with a letter from their parents, and/or with much less than $50,000.

    It’s also worth pointing out CBA’s MFI share of those aged between 18 to 24 is sitting above 45 per cent, with the nearest rival at just 14 per cent.

    Still, the broader issue of how to attract and retain younger customers is resonating inside CBA. It’s understood Comyn has made it clear internally there is no room for complacency on either attracting and retaining younger customers, or advocating on the issue of housing affordability. The hundreds of millions CBA is pouring into tech spending, particularly around its market-leading app, is a key line of defence.

    Mott also argues that CBA – and frankly, most of its rivals – are turning away from younger customers in other ways. Surging house prices and higher interest rates have crushed housing affordability, meaning CBA’s home loans are increasingly skewed to older, wealthier households. Since the first half of the 2022 financial year – that is, before rates started rising – owner-occupier loans to households earning less than $125,000 have plunged 70 per cent, while loans to those households earning above $500,000 are up 13 per cent.

    Again, Mott can’t fault CBA. Selling more loans to richer households makes sense from the point of view of margin and return on equity but he asks “is this consistent with its longer-term strategy of keeping customers through their banking lifecycle?”

    In recent results, CBA has done a great job providing data on how different age groups are faring. Next week will no doubt provide a fresh update.

 
Add to My Watchlist
What is My Watchlist?
A personalised tool to help users track selected stocks. Delivering real-time notifications on price updates, announcements, and performance stats on each to help make informed investment decisions.
(20min delay)
Last
$180.18
Change
1.040(0.58%)
Mkt cap ! $301.5B
Open High Low Value Volume
$178.92 $181.30 $178.30 $318.8M 1.772M

Buyers (Bids)

No. Vol. Price($)
1 1 $180.14
 

Sellers (Offers)

Price($) Vol. No.
$180.18 240 1
View Market Depth
Last trade - 16.10pm 18/06/2025 (20 minute delay) ?
Last
$180.10
  Change
1.040 ( 0.68 %)
Open High Low Volume
$178.90 $181.29 $178.33 338650
Last updated 15.59pm 18/06/2025 ?
CBA (ASX) Chart
arrow-down-2 Created with Sketch. arrow-down-2 Created with Sketch.