Ah @struggling1, thank you very much. You are always so kind. One reason it is hard to understand is because it is undisciplined writing on a complicated subject. If I had done that years ago in school they would have docked me. Footnotes are definitely required for that subject matter. Given enough hours and many edits it could be made clearer, so don't think it's you at all for goodness sake! I really appreciate your having read it. And @golden6, I was just kidding. The truth is that I used your topic as a way to avoid making rash decisions at the market close today. It was a big sanity saver.
