Anytime Ugetreal!
Most of funds don't beat index because they follow index and they cannot sell too many shares become extremely underweight (compare to index weight).
But fund managers get millions of $$$ and underperform index fund.
Perfomance-based funds are not good, because they charge massive performance fee, but if under-perform they don't refund you the fees (just less fees).
shorters, page-59
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