more "evidence"
https://www.macrobusiness.com.au/2018/03/anz-admits-ignored-home-borrowers-ability-repay/
regulations likely to get tighter .......
implies access to credit is going to get more difficult ........
you will see this in inc no's of props for sale / fall in consumer spend / inc in bank cost of debt (due to perceptions of inc risks) /
going to be an interesting 12-18 months (imho)
rgds
V_H
Shorting the Housing Bubble in Australia, page-224
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