Should have gone with Redlow!, page-66

I understand what you are saying but thinking of flooding situations where if you live in an area that might not be a designated flood plain but could have an increased risk of flooding, insurance prices can be high to extreme. Hence is why I was curious how insurance companies might target premiums for houses with batteries or garaging EVs.

On your comment though, all your points made being followed, would an insurance company go after the battery manufacturer in the event of a fire to help cover losses or is that just part of doing business?

Sorry, it's early and the brain isn't fully functioning just yet, I'm trying to think of instances where this might be the case with other household items causing fires, for example, toasters, dryers etc but haven't see insurance companies chasing them.