Thanks Kingpins,I agree that we are in a tougher period since...

Thanks Kingpins,

I agree that we are in a tougher period since the early 90's, but it is what it is and you need to manage well throughout this cycle, it is nothing more.

Getting ahead in tough times is still doable and you wouldn't be the first person to be able to do this.

An issue at the moment is that people are giving advice or stating opinion as fact.

The problem with this is that a fact is something that is believed to be truth; However what people should be using for their due diligence is statistics.

I can tell a person that I heard from some so called expert that the market is to drop 20% and this would be fact, but the statistical proof and analysis provided by the expert is what you should be judging this information by.

But then again, give that info to someone that doesn't understand the statistics and it's useless...investment was never meant to be easy!

Miike