@wogarlb; these days my wife and I hardly drive anywhere. Our decades long safety / insurance claim record is about as good as it gets!
We'll never wear out our current cars and will indeed be re-evaluating all of our insurance policies - one vehicle will be sold and we'll almost certaionly reduce the other's cover to just 'Third Party'.
But we're NOT the problem!
Price gouging by unscrupulous fu$%heads seeking to increase $Greed-$Feeding executive remuneration is core to the cancerous corporate sickness afflicting Australia.