There's no mania out there. Punters aren't making schiffloads of money out of nothing like in 1987 or 2007. There's no queues of people at car dealers, champagne parties or an out-of-control stock market.
You were in finance? Well you'll be the last one I'll be asking whether there's a mania on or not, because they were the prime crooks back in the those days. Lots of lawyers and accountants got caught in the crossfire. The 'intelligentsia'.
The reserve bank interest rate is 1.75% but if you want to buy a house it's 4 or 5%.
Silver's unloved for a very good reason, smart people are avoiding it like the plague.
