kaya, I understand that people pay a bit more on ebay. Different reasons, I do the same sometimes. Too lazy to go to the mint,lives to far away another one perhaps. But you can buy cheaper online at a bullion dealer, no ID required. 20% more is insane. What gets me is, that there are 10 oz bars for sale on ebay " buy it now for 455 dollars". At the same time two auctions went to 495.00 and the buy it now wasn't picked up!!!???? Saw a pure silver nugget going for 31 dollars a gram, lol. I was bidding until 4 dollars a gram. Almost funny. nata12