Yes, use them myself. Research will show that the most important aspect to long term investment is asset allocation. The advisory board is second to none in setting this for their investors. ETFs give good exposure to each asset class. Active managers a lot of the time fail to beat the market over the medium to long term hence we have seen many more institutional and high net worth, sophisticated investors move to ETFs. Very cost effective - $50 per annum for every 10k invested and no trading costs when the advisory board rebalance portfolio, or make irregular but needed tactical adjustments to asset allocation for you - seamless and no extra cost. It's exceptionally good and the way of the future.
