Please be aware that S& G will take a % of any money that is received from Opes/ANZ if an arrangement is negotiated by Ferriers. Thus they can claim part of your funds even if they were not to win a class action.
This is in contrast to IMF. The % IMF would take is higher but does not include any money returned by a ANZ/Ferriers negotiation. It also leaves the position where S & G can walk away from pursuing the class action at any time yet still win handsomely by claiming part of the ANZ/Ferriers negotiated settlement should one be put forward.
Not saying either one is better/worse BUT make sure you check thoroughly all details. This is my understanding of the two actions but may be incorrect.
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