Firstly, my comment is not close to being the most nonsensical comment ever posted on an APT thread. I think a contender for that title is the following comment: "The bulk of the investors here are immune to down ramping because I set the price targets now, not brokers".
Secondly, I am describing a hypothetical BNPL model. I believe that you needed more time to consider the context of my post before forming your critique.
