No mate... the question is much simpler than that.
Please provide evidence for a statement YOU made. YOU made that statement and YOU need to provide evidence.
"most people end up investing most of their money at the peak"
How dumb do you think the majority of people are that they invest MOST of their money at the peak. Evidence of that statement. It's a simple task. Your evidence of your statement should have nothing to do with MY opinion on anything...
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