It is good to that you fully grasp the situation Brooksy, most run around like headless Chooks not knowing what to do, over the next month i am splitting my super into professionally managed and self managed, you might see another top 5 entity on the register when i am organised. I have Perpetual look after my super and they do an outstanding job, there are no agent commissions on my account as i set it up directly and any commissions go straight back in. Anyway i have them weigh into Australian smaller companies, and the earn is really good but they do not have exposure to some of the very small cap miners like PIO so i am making up for their non participation. All super funds should do a 5% small minerals exposure in their portfolios, it would help the industry and also make some massive returns. Just got to pick the winners.