Well I'm an existing holder. I've increased my rent by about 8% which obviously makes repayments easier. My interest rate is 17% less than when I took my loan out. I don't plan on selling basically ever with my current plan so drop in value means little. At the rate in paying off my home loan I'll have it paid off in another 10 years (15 all up). Then it's all positive cash for the rest of my days.
