What makes you think homeowners have no super? Every homeowner has a super from their employers or own business contribution overtime.
Worst come to worst in retirement,
Home owners can sell their house & rent with cash in hand. If I sell my house today, I can retire easily & rent with $1.4 mil cash in hand after paying off some minor debt.
Renters on the other hand has no assets to sell, so in retirement they still have to rent with the mercy of government pension.
