newbie guyI would like you to take a look on the other side of...

newbie guy
I would like you to take a look on the other side of this project, then decide where all the benefits are placed.

If you invest in property, on your own account as an individual there are far more benefits to be had, and they far outweigh the small benefit of lower taxes, as per the superfund.
Investing in property outside of super is loaded with benefits, versus the numerous restrictions placed on such an investment in a superfund.
You should be concentrating on the biggest and best investment, as in the family home as your first priority.
It is fine that you buy an apartment, rather than the 3 bedder on the 1/4 acre block as your first home.
That one will provide the equity and credit history to leap frog you into a bigger home, if so desired after marriage and children arrive, or for you and the loved ones regardless of your situation.
The family home can also be the booster one might look for, if one decides to borrow money for other investments, using equity in the family home as security and leverage.
Some also tell the boss to get lost, when they decide to go it alone and open up their own business. This is where the property in your own name comes in handy, as leverage and equity and security if needed.
No such opportunity is available in the superfund. In fact the same property in a superfund is locked away with restrictions and red tape, and additional accountancy and audit fees each year much higher than out side of super.
The property in the superfund needs an external trust to handle the mortgage, and that is open slather for all and sundry to load on costs, for the superfund to bear. None of the extra costs or red tape is applied, when it is outside of super. No extra trust, nor additional accounting, tax and audit fees of $2000-$3000 applies. Over 30 years there goes $60,000 - $90,000 down the drain. Compared to about $200 extra tax costs for a rental property each year in your own name.
You say you want the property for your retirement, so there are no taxes, just tax savings between now and retirement, without all the red tape.
In fact you can save tax by negatively gearing if you wish, and if there are periods of vacancy, the tax offsets against your salary income tax.
I believe setting yourself up in a smsf in the current climate, and at your age, is like walking around with one hand tied behind your back, when you have access to so much more opportunity to reach your goals without that noose around your neck.

After you have reached the peak of your career, and earning the most money, have paid off the family home, only then should you be looking to fast track your retirement savings.
You should have heaps more money at your disposal by the time you are in your early to mid 40's. You can then convert your employer superfund into your own SMSF.
I suggest you research both options before rushing in to set up an IP in your smsf. And shop around to talk to a couple of different accountants, before making a decision.

I no longer post as often as before, and just felt you needed a wake up call, before you get in too deep.
cheers