so... i did it, page-21

fyi.. from the bpay website

http://www.bpay.com.au/makingpayments/bpay_qa.aspx#qa140

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How long will it take for the payment to go through?

As long as you make a payment before your financial institution's cut-off time (this is the time at the end of the business banking day when you need to make a payment by for it to be processed overnight), the biller will acknowledge the payment as having been made that day.

If you make a payment after your financial institution's cut-off time, the biller will acknowledge the payment as having been made on the next banking business day (this does not include weekends or public holidays).

Sometimes it can take a biller a number of days to apply a payment to your account.

If you are unsure of your Internet or phone banking cut-off times or require more information, please contact your financial institution directly.
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