Just FYI you don't need to hold for 12 months to get a capital loss - In theory you could invest $1,000 and the very next day it is half and you sell for $500 leaving a $500 tax loss to offset future income.
It is only a capital gainsdiscount if held for 12 months+.
Speak to an independent tax adviser as I am not registered for tax advice or accountant.
Just FYI you don't need to hold for 12 months to get a capital...
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