Hello there @wotsup my friend.
I have been dead busy today, so apart from a couple of quick squizzes, I have not posted anything.
I had never even heard of the NRAS scheme, so have had a read up on it.
So this is yet another problem for tenants
However it has nothing to do with privately rented properties. These unfortunate people, will simply be forced out and be at the mercy of the open market, very cruel.
Personally, even though @$$$$$$$$ rubbishes my idea, if I were in that position, I would seriously consider moving to a small country town in the bush. People are far more friendly and supportive.
Why everyone wants to live in overcrowded capital cities, is beyond my comprehension.
We need to get back to the land again. So long as you have a good source of water, you can grow your own fruit and vegetables. Have a woodburning stove and/or fire, perhaps keep a few chooks and earn some extra money from a side business.
I have lived this type of life, both in England and here and it is very satisfying and economical.
There is public housing available NOW in Victoria.
If you are willing to live in a rural area, there are vacancies.
https://www.housing.vic.gov.au/public-housing
For people with disabilities the NDIS is a very good scheme. Here is a link.
https://www.disabilitysupportguide.com.au/talking-disability/campaign-aims-to-bring-long-wait-for-ndis-housing-down-to-ten-days
Keystart is a wonderful scheme for low income homebuyers.
They only require a 2% deposit and there is no requirement for mortgage lenders insurance payments
https://www.keystart.com.au/why-keystart
Then there is the federal government shared equity scheme, this may suit some. It starts this year, but there are just 10,000 places per annum.
https://www.realestate.com.au/home-loans/guides/guides-help-to-buy-scheme-shared-equity
So that's it from me from the moment, I hope some will get some use from the above.
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