Totally agree Brighteyes, some of the richest people I know...

Totally agree Brighteyes, some of the richest people I know can't even write their own cheques. They probably have more money than a lot of the "educated" nit pickers around. It is a fact that 95% of well educated academics don't have enough money to survive retirement. I hope I didn't make too many mistakes for the grammar police on HC. I believe that you can get caught up in the hype sometimes and post before spell checking, but what the heck this is about shares and not grammar. Good luck to all and have a prosperous New Year.