some say house prices to fall by 40 percent, page-46

all asset classes go through cycles, and property is no different....the problem is that people try and compare apples to oranges...if you are happy with your home, and you own it....then it doesn't matter what happens...over time you will be better off... If however, you bought at the peak, with not your own money....then you will be up the creek without a paddle...simple really