As per Stoya's comments: "The current book value is $1.51 per share while the stock is trading at $1.29 while also having a P/E of 6.91 for the last 12 months. This would indicate that the stock is "cheap".
In addition to that the business appears in great hands with Rivas growing the business while simultaneously running it far more efficiently. This has been demonstarted on a number of occasions in the number of calls collections agents are making + the success of those calls. As someone who works in financial markets and sales. If you can get efficiency and success rates moving higher you've done all the hard work.
