Actually I started contemplating something here.
Post COVID we are facing a lot of volatility and industries decimated for years to come, but they will return in time.
what it means is that these employees might have been hamstrung by some of these laws in respect to refinancing current arrangements.
Some of these rules being relaxed means that the banks have better discretion to give out bigger numbers to people deemed short term higher risk, which may lead to less people being required to sell their properties and ergo, suffer as a result of circumstances like COVID.
The onus is on the banks to make better decisions and consumers to make better decisions. A larger proportion of people post covid will be adversely affected.
It would be worse for everyone if these people were forced to put their homes on market, rather than manage their way out of financial stress.
Sometimes not everything that looks crap is crap.
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