Hard to say, but a lot of property damage in Nth Queensland is typically uninsured for flood cover. Still Sun will have some claims but will probably be a small proportion of the total damage.
In any event, insurance companies budget and price for weather claims - that's their business. (North QLD floods every few years and has forever)
Still it never hurts to come in under budget....
It would obviously be better for everyone to have a really benign weather year, in amongst all the other stuff happening in the world.
Hard to say, but a lot of property damage in Nth Queensland is...
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