Spenda's 2022, page-139

It's not 150m in new payment flows at all and that's the problem with this BS

At best it's 12.5m for March in new customer transaction volume

In reality a percentage (could be large) of a customer transaction levels may never transact using Spenda, and the guesstimate of 150m as stated is based on a guess only that the volume stays the same for an entire year which is inconclusive at best and downright rubbish at worst

Given they are targeting the wholesale food/harvest markets, one could hazard a guess that transaction volume is wildly volatile and not constant at all, in fact could go months without transactions until produce is ready to transact

People read these BS Anns but don't qualify it in their heads with objective analysis ie: the reality

Same as the DW
Some knob SB or SW or whatever it calls itself on Twitter has NFI and never has and

I'll make a prediction the DW will never eventuate - See it's easy to speculate