Agree Sneef, $2B was my initial thoughts also but given the...

Agree Sneef, $2B was my initial thoughts also but given the amount that went onto credit cards in the US in the final quarter of 2024 I am starting to think that this number maybe short, well short in fact. If Splitit captured just 5% of the credit card spend in the final quarter we are looking at $2.3B, just from the US alone. Add the $1B from the first 9 months of the year and we are at $3B+ for 2024. This doesn't even consider EU, UK and Asia. Adding more credibility to this is that we know both MC and VISA pushed installments really hard in that period. Roll on the 2024 financials.