Yes there are 3 negatives IMO with the SPP harvester, 2 inbuilt deliberately & 1 by it's nature. Deliberately the $3k application fee & very high broker costs, inbuilt the exit loss due to selling individual shares that are wiped out by exit commissions.
Not a investment I would recommend unless you have a minimum of $30k to invest, in fact IMO that should be the minimum requirement.
