thanks for the feedback everyone.
It just that I am in the UK at the moment, and don't have my checkbook on me, so I am concerned that there will not be a bpay option. But hopefully in this case I can do so.
I was a bit upset at the SPP at first as I thought that the SP may drop or stagnate between now and the 17th, but after reading these posts you have all put my mind at ease.
thanks