Thanks guys for your input.
Bursbusk you are CORRECT. just found this on nab website:
How many days does it take for a payment to reach the biller?
If you make a BPAY payment before the specified cut-off time on a business day, the biller will treat your payment as being received that same day. Payments made after the specified cut-off time will be treated as being received by the biller on the next business day.
Please refer to the online Help function of NAB Internet Banking for more detailed information
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