re: spp - to consolidate at 4.5-4.6 All settlement is T+3 regardless of wether you have paid your broker or not. If you pay early your broker just holds the money for a n extra day or 2 and ten pays - if you pay late your broker pays for your shares for you and charges you interest. In order to be on the registry today you would have needed to buy NEO last friday. If you sold Mon or Tues then you would still be entitled to the SPP as yo are on the register till Tom or Friday.
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