Mate can you stop cross posting on multiple threads?
You don't need to make the same post here and in the "SPT - Best VALUE BNPL Share" thread. People who follow SPT on hotcopper read more than one thread. This is the 4th or 5th time I've seen you do it. Make a post once, thanks.
edit: this is to lsdHope, it didn't quote their reply for some reason