SPT - Best VALUE BNPL Share, page-394

Hi LordNigel,

Well written analysis and examination of the credit card situation and its competition - Many Thank for the article!

One question, I can think of - is APT, SZL and Z1p are also facing same issues that SPT is facing. Yet their revenues continue to soar whilst SPT's revenue last year is a pittance amount of US$5.6 million (from memory).

So what did the others do so successfully that SPT fail so miserably? SPT has been around for a long time-
Did we have a lousy MD in Brad and can John do a better job?

Here's hoping that SPT can kick a few bums and improve on its revenues NOT just signing out customers without producing any revenues

So please Surprise ALL of us - Mr SPT!
Isdhope