Recent update was positive but there are still some questions...

Recent update was positive but there are still some questions around the business.

Must admit it was concerning to hear that a segment of the business that was "flagged as non-core/potential divest" is now a core focus for growth. Does this mean that James hasn't been able to make the other, new/flash initiatives work so might as well get the old Falcon out of the shed and see if we can crack a lap and win a race or two? It does feel a little desperate. Could be Ms James' last chance to prove she's the one for the job, although I've had my doubts given business performance.

Biggest positive of late is that credit card volumes are returning. This is their most capable part of the business and I've wondered if the market was waiting to see a few consecutive quarters of CC loan book growth before confidence returns.