We are talking about the same thing. See this:...

We are talking about the same thing. See this: https://www.entrepreneur.com/article/217209
With the advent of Azure/AWS/Google Cloud/Baba Cloud/Tencent Cloud/Shopify etc.... (gotta name all the big ones), you don't really need lots of money to get an online business started. Also, software development may require as little as one person in the early stages. It all depends on the complexity of the software and how quickly one wants to scale. Also thanks to the internet, you can hire on a project basis developers working from remote places in low cost of labor countries. Yojee's developers are primarily located in Southeast Asia and Eastern Europe. One last thing, you want to draw a distinction between the software as a service (saas) business model and software license sales business model. As far as Yojee is concerned, they will be making money three ways: platform as service (paas) revenue, saas revenue, and transactional revenue a la Uber.