If a person lived in a rural zone, sold farm produce in cash markets (no mobile connection), declared income and paid tax, then they are law abiding. However, in order to buy a vehicle for their farm or home, they need to be able to (drive) to the nearest bank, deposit cash, before they can buy the vehicle. Problem here is that logistically, they might be a very long distance from a bank. Plus, banks are only open during business hours. Instead of a vehicle, what about irrigation items or stock feed delivered to a farm. Can't use cash bulk. What new farm ute or 4wd can you buy for $9999?
Thus, the cash ban may hinder economic activity in rural communities and after a localised crisis. As if our farmers need further challenges to drought, social isolation, health services etc. Now they gotta drive to the bank every week to deposit cash.
What happens if the electricity or internet in a town fails, the bank catches fire, etc. Trading stops for everyone since cash is in short supply.
