"This is subject to property location and certain other...

"This is subject to property location and certain other factors."

Yes, exactly, now we have "other certain factors"

My 70% experience is from an actual block of 5 retail commercial rentals.

But obviously "certain factors" = risk/ serviceability.

I think you're saying you can get 100%,
BUT from my actual experience, this is not normally common for those with a portfolio.