Hey @gosh - fyi I have been with QSuper for years and always found them trustworthy (ie do what they say) with good returns and low fees (and provide lots of info online an din person and via webinars) - the recently merged with SunSuper to become Australian Retirement Trust (but retaining the two brands and processes for some time. Good luck PS no guarantee that they will always be winners, but they offer investment options that are easy (and costless) to change between and mean what they say.