Got it - understood. You're 100% correct (again)...
My mind is slowly turning towards agreeing with the tax though. Retirees are to spend their cash or it will be taxed. Super is for living not generational wealth sharing.
I hate agreeing with new taxes, but this one is starting to have merit. Let's face it, the number of accounts potentially paying this new tax is currently small - wasn't the statistic like 11,000 accounts?
