thank you for many great articles ,there has been much discussion about what you need to retire,what returns you get,but lacking discussion on the fact that you need to draw down your balance as you get closer to that departure date...because that date is unknown, we are all reluctant to spend {ME INCLUDED ] especially if you are from the old school , being brought up to save and pay cash for everything..Today's world is not like that ,, and this is where retirees who have worked hard to get to where they are .... are struggling to adjust.I also think reverse mortgages are to complicated / difficult to understand/and considered risky .I looked at them ,told by adviser to steer clear ...where to from here ..for me I am in shares get the dividend hope for the best but most importantly look after health ..
