To compound the problem of reducing returns INFLATION is now enemy number one to all who save and have Superannuation.
There is not much point in saving and building a Super Fund from say $100k to $200k over 10 years only to find that in the year 2018, $200k only purchases what $100k purchased in 2008. The whole 10 years effort is wasted. The same applies to SMSF's too. They need a real rate of return of 20% or more to get ahead of inflation and money growth and tax.
That is the problem with inflation. All savers loose.
