Surprise on upside?, page-96

I'm a holder and although today's news was a bit disappointing (slowed growth, increased expenses etc.) I'm still optimistic about the outlook and took away some positives from today's reports as well. The drop today is warranted and further downside wouldn't surprise me either, however I'm happy to continue to hold at these levels as I see a lot of potential organic growth upside as well as potential for takeover and possible other acquisitions OFX could make (they have a decent level of cash/stability). If the SP drop continues I'll consider topping up (closer to $1 for me).